Washington

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Bremerton, Washington CD Rates – 2-Year

You are viewing rates from banks across Bremerton





Below are two-year Certificates of Deposit (CD) rates from banks in Bremerton, Washington. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bremerton, WA - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.40% → 4.00% → 4.09% → 3.75% → 3.49%

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 2.53% → 2.27% → 2.22% → 2.27% → 3.03%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

1.05%

$10,000

24.73

Learn More

0.70%

$10,000

13.76

Learn More

0.65%

$10,000

24.69

Learn More

| Dec 24, 2018

they suck Read More

0.55%

$10,000

5.60

Learn More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

| Jun 8, 2021

Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

10.91

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0.30%

$10,000

12.42

Learn More

0.30%

$10,000

10.91

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bremerton, WA - August 2, 2025


Branch Street City State
Seattle Bank
Seattle Bank Branch
600 University Street, Suite 1850 Seattle WA
HSBC Bank USA, National Association
Seattle Branch
523 Union St. Seattle WA
Northwest Bank
Seattle Branch
925 Fourth Avenue, Suite 100 Seattle WA
Bank of Hope
Federal Way Branch
31827-B Pacific Hwy South Federal Way WA
Sound Community Bank
Sound Community Bank Branch
2001 5th Ave. Seattle WA
Zions Bank
Seattle Br Branch
601 Union Street, Suite 3600 Seattle WA
JPMorgan Chase Bank, National Association
James Center Branch
6916 19th St W University Place WA
Washington Trust Bank
Seattle Branch
601 Union St. Ste 4747 Seattle WA
Washington Trust Bank
Seattle Branch
601 Union St. Ste 4747 Seattle WA
Pacific Crest Savings Bank
Pacific Crest Savings Bank Branch
3500 188th Street, S.W., Suite 575 Lynnwood WA
Mountain Pacific Bank
Ballard Office Branch
2244 Nw 56th Street Seattle WA
UniBank
Federal Way Branch
31433 Pacific Highway South Federal Way WA
Olympia Federal Savings and Loan Association
Thriftway Shopping Center Branch
24081 Ne State Route 3 Belfair WA
First Fed Bank
Silverdale Branch
3035 Bucklin Hill Rd Silverdale WA
Cathay Bank
Seattle Branch
621 South Lane Street Seattle WA
Heritage Bank
Allenmore Branch
1722 South Union Avenue Tacoma WA
United Business Bank
Seattle Downtown Branch
520 Pike Street, Suite 2750 Seattle WA
Beneficial State Bank
Mosler Branch
2720 South Third Ave Seattle WA
GBC International Bank
Shoreline Bank Branch
16001 Aurora Avenue North Shoreline WA
Liberty Bank
Liberty Bay Bank Branch
19917 Seventh Avenue Ne Poulsbo WA
Bank of Hope
Federal Way Branch
31827-B Pacific Hwy South Federal Way WA
Peoples Bank
Magnolia Office Branch
3300 W. Mcgraw Street, Suite 102 Seattle WA
Liberty Bank
Liberty Bay Bank Branch
19917 Seventh Avenue Ne Poulsbo WA
First Interstate Bank
Courier Service Branch
4710 196th Street Southwest Lynnwood WA
East West Bank
International District Branch
668 South Lane Street, Ste 101 Seattle WA
KeyBank National Association
Firecrest On Mildred Branch
2424 Mildred St W Tacoma WA
First-Citizens Bank & Trust Company
Fircrest Branch
1902 64th Avenue West Tacoma WA


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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